Better & Faster Loans


LoanClubUSA has become one of the fastest-growing FinTech companies in the United States. With innovative software and a novel approach to evaluating credit worthiness, we have revolutionized the way people obtain financing.

In an ongoing effort to simply the the loan application process and borrower experience, we continuously adjust and review our credit risk policies to assure ware are able to approve as many borrowers as possible.

Our loan application can be completed in a matter of minutes and our approval decisions are nearly instant. But unlike other lending platforms, we have an original focus on niche markets.

Our commitment to success extends for the life of the loan. We use a proprietary lending algorithm that has been exhaustively tested to only approve applicants who are most likely repay on time and in full.

NEXT: Our Unique Approach