How Peer to Peer Loans Work

               Open an Account

               Select Note Term

                 Collect Interest


Investor’s Benefits

  • Consistent and Strong Returns
  • Simple, Easy to Use Platform
  • Diversified Portfolio
Earn More
*returns vary based on Note term selected

Borrower Benefits

  • Fixed Rates
  • No Prepayment Penalties
  • No Hidden Fees
Pay Less
*interest rates vary based on credit score

LoanClubUSA is dedicated to providing the best experience for borrowers and investors alike. We are dedicated to complete transparency and are proud to provide an exceptional customer service experience. LoanClubUSA only works with accredited investors and institutional investors, please click here to see if you are accredited.